Weekly Mortgage Rates Rise, Higher Prices Take a Toll

[ad_1] With Memorial Day behind us, homebuying season should be in full swing. But with mortgage rates on the high side, purchase and refinance applications are at their lowest levels since early March, according to the Mortgage Bankers Association. “Borrowers remain sensitive to small increases in rates,” Joel Kan, MBA vice president and deputy chief … Read more

Smart Money Podcast – The Intricacies of Interest: The Backbone of Mastering Your Finances

[ad_1] Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Author Jake Cousineau explains why it’s important to teach interest and budgeting to students — and how to learn as an adult. How can you understand complex personal finance topics as an adult? What strategies can young people … Read more

Turo vs. Getaround: What’s the Difference?

[ad_1] In a world dominated by ridesharing and rental car mega-corporations, two players have entered the market with a creative combination of established business models: privately-owned cars for rent. This is like a short-term rental platform like Airbnb — but for cars. Whether you need wheels short-term to get around or are looking for a … Read more

Trade in Your Emergency Fund for Something More Useful

[ad_1] While the term “emergency fund” is used widely in the personal finance world to refer to short-term savings, some financial experts say the term isn’t helpful for everyone — and may even be harmful. “I’ve never liked the term,” says Pamela Capalad, certified financial planner and co-founder of See Change, a financial coaching program … Read more

Is Anybody in Charge of Airbnb Safety?

[ad_1] Aviation safety is constantly under public scrutiny. When the door flew off a Boeing 737 in January, it made headlines for months. The U.S. House of Representatives recently passed a bill giving the Federal Aviation Administration $105 billion to hire more air traffic controllers, improve runway safety and even train flight attendants in self-defense. … Read more

La deuda y el dolor crónico pueden estar relacionados. Aquí hay formas de cómo afrontarlo

[ad_1] El dolor crónico puede afectar todas las áreas de su vida, incluidas sus finanzas. Un estudio de los Institutos Nacionales de Salud (NIH, por sus siglas en inglés) publicado en 2023 encontró que alrededor del 21% de los adultos estadounidenses tienen dolor crónico, mientras que el 8% tiene dolor crónico de alto impacto. Algunos … Read more

5 Financial Steps for New College Grads in Their First Jobs

[ad_1] It’s college graduation season, a time to celebrate the years of hard work and effort you’ve invested in your education and career development. Hopefully, the future feels full of endless possibilities. But there’s also an undeniable reality: those possibilities cost money. One antidote to the uncertainty you might feel about your financial future is … Read more