[ad_1] Mortgage rates have fallen four months in a row, and they’ll probably go down in September and extend the streak to five months. There are two related reasons: Inflation is subsiding, and the Federal Reserve is about to reduce short-term interest rates. Before getting into what’s expected in September, let’s pull out the megaphone … Read more
[ad_1] Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Understand how first-gen Americans can achieve financial success with tips for balancing cultural obligations and wealth-building strategies. How can first-generation Americans grow their wealth and protect their money? How can you set financial boundaries with family and friends … Read more
[ad_1] Mortgage rates fell this week after the chair of the Federal Reserve uttered long-awaited, market-moving words. “The time has come for policy to adjust,” Fed Chair Jerome Powell said Aug. 23 in a speech. Translated from Fedspeak to English, this means, “We’re going to cut interest rates soon.” Investors already were betting that the … Read more
[ad_1] Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Understand how first-gen Americans can achieve financial success with tips for balancing cultural obligations and wealth-building strategies. How can first-generation Americans grow their wealth and protect their money? How can you set financial boundaries with family and friends … Read more
[ad_1] A typical four-year degree can cost $115,000 or more, according to a 2023 College Board report. Borrowing money to pay for college adds to the total cost, due to interest. To lower the overall cost of your education, consider making optional student loan payments while you’re in school or during your grace period. Even … Read more
[ad_1] Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Learn how you can balance the joy and financial responsibility of having a pet without having to compromise either of them. How much does it cost to own a pet? How can you make pet care affordable without … Read more
[ad_1] Bilt Rewards, a loyalty program that offers a way to earn rewards on rent, announced a new partnership with Walgreens that’ll make it easier to use a flexible savings account (FSA) or health savings account (HSA) for eligible purchases at the pharmacy chain. You can also earn extra Bilt points when you shop at … Read more
[ad_1] How much money should you have in your emergency fund? What percentage of your income should you be saving for retirement? Financial questions like these can be high-stakes. And reaching the right decision on them can seem complex and difficult, in part because there’s just so much information out there. If you feel daunted … Read more
[ad_1] Hyatt announced it will acquire The Standard hotels — a collection of 10 boutique hotels with locations including the Maldives, New York and London — to its portfolio of lifestyle brands by the end of 2024. That’s exciting news for World of Hyatt loyalty program members looking for luxurious experiences in high-demand destinations. The … Read more
[ad_1] The Rove credit card, issued by Stealth Bank, pitches itself as “the first travel credit card to approve users without a credit history.” The $0-annual-fee card intends to use more than just an applicant’s credit scores to determine eligibility and will earn rewards on travel and everyday purchases. Plus, Rove says users will be … Read more