Month: August 2024

[ad_1] Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Hear an actual financial planning session where a CFP advises a listener on transforming her budget and spending habits. Magda Doemeny, a certified financial planner from the Nerdwallet Advisors platform, gives a listener specific advice to improve their … Read more

[ad_1] What’s changing Annual fee The U.S. Bank Altitude® Connect Visa Signature® Card has been charging an annual fee of $0 intro for the first year, then $95. Going forward, the annual fee will be $0. This is a welcome change for anyone who prefers a rewards credit card with no annual fee. Rewards earning … Read more

[ad_1] Wading through unnecessary paperwork is no one’s idea of a good time. Same goes for being forced to hear a dreaded loop of Muzak while waiting on hold for what feels like eternity. In the hopes of removing some of the suffering from the pain of customer service interactions, the Biden administration announced a … Read more

[ad_1] Medicare may not seem like a pressing issue for most Americans under the age of 65, but according to a new NerdWallet survey, 65% of Americans have interacted with the Medicare system in some way — whether that means being an enrollee, helping someone else figure out their coverage or needing to understand the … Read more

[ad_1] I’ve worked as a personal finance writer for seven years, and I’ve picked up some best practices along the way. These lessons come from conversations I’ve had with expert sources, countless hours spent giving star ratings to dozens of banking products and the experiences that readers have shared with me over email. Here are … Read more

[ad_1] Ink Business Cash® Credit Card NerdWallet Rating  NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features. $0  1%-5%  Earn 5% cash back on the first $25,000 … Read more

[ad_1] In a generally consumer-friendly move, Chase has announced changes to the travel and purchase protection benefits on its consumer credit cards. The bank will also switch its card-based insurance benefits administrator and underwriter to Assurant, a Fortune 500 global business services company. These benefits are currently administered by eClaimsline. Chase did not release an … Read more

[ad_1] South American carrier LATAM Airlines, in partnership with financial technology company Cardless, offers two co-branded credit cards: the LATAM Airlines Mastercard and LATAM Airlines World Elite Mastercard. Both cards are issued by First Electronic Bank. For loyal LATAM flyers, the cards earn LATAM Pass Miles on purchases and include other benefits, especially if you … Read more

[ad_1] There are two main categories of work in the eyes of the IRS — 1099 contractors and W-2 employees. These two types of work involve different tax forms and come with different tax obligations for employers and workers. Generally speaking, W-2 employees have taxes withheld from their paychecks by their employer, while 1099 contractors are … Read more

[ad_1] Virgin Red — the rewards program for the Virgin Atlantic airline, Virgin Hotels and Virgin Voyages cruises — is launching a new credit card. The Virgin Red Rewards Mastercard, issued by Synchrony, isn’t open for applications yet. For now, you can join the waitlist and be notified when the card becomes available in fall … Read more