Smart Money Podcast — From Eggflation to Ghost Jobs: Roasting 2024’s Biggest Financial Turkeys

[ad_1] Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Celebrate 2024’s Financial Turkeys as we spotlight the year’s biggest money blunders and share tips to avoid them yourself. Why are grocery prices so high in 2024? What are ghost jobs and how do they affect job seekers? … Read more

What Is a FAFSA Contributor?

[ad_1] A FAFSA contributor is someone — typically a parent or spouse — who must submit their personal and financial information to a student’s college financial aid application. This person doesn’t need to be financially responsible for the cost of their student’s education. If you’re a student, there are two main reasons why you might … Read more

December Mortgage Interest Rates Forecast

[ad_1] Mortgage interest rates are likely to remain about the same in December, with the 30-year fixed-rate home loan staying between 6.75% and 7%. Except for some volatility during the week after the election, mortgage rates were fairly steady in November, as economic indicators didn’t pull any surprises. The inflation rate landed within expectations. The … Read more

Cut Your Cell Phone Bill With This Script

[ad_1] An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. Our small phones come with big bills: The average monthly cell phone bill was $135 in 2024, according to the latest J.D. Power wireless data. Use that phone to … Read more

Home Warranty for a New Home: What to Know

[ad_1] A home warranty for a new home is a contract that covers certain types of home repairs. Builders often provide warranties for new homes, and new home sellers might provide them as buyer incentives. Homeowners can also buy a home warranty for themselves. What does a builder’s warranty cover? A builder’s warranty is a … Read more

5 Things to Know About the Seen Mastercard

[ad_1] The Seen Mastercard, issued by Coastal Community Bank, is a lower-fee unsecured credit card for those who are invited to apply and are in the process of rebuilding credit. If you’ve received an invitation by mail or email, you can use the offer code on their website to access the application. As of November … Read more

3 Ways to Earn an Extra $500 for the Holidays

[ad_1] The holiday season can add up. On average, shoppers are expected to spend a record $902 per person on holiday purchases this year, according to the National Retail Federation. Holiday expenses include gifts, food, decorations and other seasonal items. It’s important to set a reasonable budget for holiday spending. If you’re worried extra expenses … Read more

How Much Does a Water Heater Cost?

[ad_1] A water heater typically costs between $650 to $2,500 for a traditional tank and between $1,200 and $3,500 for a tankless water heater. These costs include installation. Average cost of a traditional tank-style water heater A conventional tank-style water heater heats water electrically and stores the heated water in an insulated tank until it’s … Read more

What Is Coastal Community Bank, and Are Its Credit Cards Right for You?

[ad_1] Coastal Community Bank — founded in 1997 and headquartered in Everett, Washington — serves businesses and individuals in the Puget Sound area. Coastal Community Bank also issues a handful of personal and business credit cards. An eclectic group to be sure, Coastal Community Bank’s portfolio encompasses several credit-builder cards, a top-notch cash-back card and … Read more