What to Know About the CFPB’s Latest Warning for Credit Card Companies

[ad_1] The Consumer Financial Protection Bureau announced today that it’s taking actions to protect consumers from credit card rewards programs that potentially violate federal law in several specific ways. This move follows a May 2024 CFPB report highlighting consumers’ frustrations with the terms of some credit card rewards programs, including complex and confusing rules, misleading … Read more

Chase Sapphire Lounge Phoenix: Small but Sleek

[ad_1] The Chase Sapphire Lounge at Phoenix Sky Harbor International Airport (PHX) brings a fresh design aesthetic to airport lounges with a retrofitted Airstream serving sandwiches and a bar with runway views. NerdWallet rating  NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. But … Read more

Smart Money Podcast — Crush Debt or Grow Investments? How to Make the Best Choice for You

[ad_1] Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Learn how to tackle credit card debt, build savings, and decide between debt payoff and investing for financial growth. How can you pay off credit card debt faster and smarter? When should you prioritize paying off debt over … Read more

Use This Script to Lower Your Cable and Internet Bills

[ad_1] An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. Your cable and internet bills are often flexible. Many providers are willing to adjust their pricing, and a simple phone call can lead to meaningful savings. Now is the … Read more

PAYE and ICR Student Loan Plans Reopen: Should You Enroll?

[ad_1] The department previously closed all new PAYE enrollment (and limited ICR enrollment) in July 2024. Under current Education Department guidance, the plans will accept enrollment until July 1, 2027. Like all income-driven repayment (IDR) options, these two plans base your monthly student loan payments on your income and family size and extend your repayment … Read more

How to choose a mortgage lender

[ad_1] One of NerdWallet’s top pieces of advice for home buyers is to compare three or more mortgage lenders. That’s because shopping around could save you some serious cash: a study from Freddie Mac found that in 2022, a buyer who got mortgage interest rate quotes from at least two lenders could have saved up … Read more

Buying a House in 2025: Your How-To Guide

[ad_1] It won’t be impossible to buy a house in 2025 — just be prepared to play on hard mode. According to a November 2024 report from ICE Mortgage Technology, the monthly principal and interest payment on an average-priced home is $2,385. While that’s not the highest it’s ever been, it’s still a sharp increase … Read more

5 Things to Know About the Hard Rock Credit Card

[ad_1] Fans of Hard Rock’s many venues — casinos, hotels and cafes filled with music memorabilia — can earn rewards with the Unity by Hard Rock Mastercard Credit Card. And you can redeem those rewards for more experiences at Hard Rock properties, further fueling your love of the brand. Image courtesy of issuer/brand The $0-annual-fee … Read more