2024 American Household Credit Card Debt Study

[ad_1] 2024 was a year that looked good and felt bad, financially, for many. According to NerdWallet’s annual household debt analysis, revolving credit card debt is up year-over-year, but only slightly, and the gap between cost of living and income growth is narrowing, pre-pandemic to now. Theoretically, this should lead to more positive feelings, as … Read more

Smart Money Podcast — Stop Scrolling, Start Saving: Better Habits and Budgets for 2025

[ad_1] Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Learn how to budget irregular income, set sustainable financial goals, and curb mindless spending for a better 2025. How do you create a budget when you’re paid in large, irregular chunks of income? What are practical ways to … Read more

What Is the Cost to Finish a Basement in 2025?

[ad_1] The average cost to finish a basement is about $32,000, but the price can range from $2,800 to $100,000 or more, depending on a number of factors. Costs per square foot typically fall between $7 and $23. The materials, permits, appliances and labor required for your specific project will determine your final cost. What … Read more

Capital One Lounge DFW Review: A New Airport Lounge Standard

[ad_1] Capital One’s flagship lounge, the Capital One Lounge at Dallas Fort Worth International Airport (DFW), sets a new gold standard for airport lounge experiences with first-rate food and amenities. It also gives visitors the option to take food to-go, unlike most other lounges. Add in standout amenities like showers, Peloton bikes and dedicated nursing … Read more

How Much Does a Bathroom Remodel Cost?

[ad_1] A bathroom remodel typically ranges from about $6,600 to $18,000 ($70-$250 per square foot), and an extensive high-end remodel can cost over $100,000. Your cost will depend on the extent of the work, your square footage and whether you choose high-end, mid-range or basic materials. Factors that influence bathroom remodel costs Seven things largely … Read more

Best Business Debt Consolidation Loans

[ad_1] Business debt consolidation loans combine multiple loans into one, and may result in lower payments and interest costs overall. If you have multiple small-business loans from different lenders, you may be a good candidate for business debt consolidation. 250+ small-business products reviewed and rated by our team of experts. 80+ years of combined experience … Read more

4 Steps to Becoming Debt-Free in 2025

[ad_1] The end-of-year holidays can be a particularly indulgent time, full of looser schedules, crowded dinner plates and, yes, overextended budgets. Americans were expected to spend $902 on average on holiday expenses in 2024 — a new record — according to the National Retail Federation, which tracks consumer spending. If any of those expenses ended … Read more

January Mortgage Interest Rates Forecast

[ad_1] Mortgage rates might ride up and down in January and finish lower than where they started, like a road trip that begins in the mountains and ends at the beach. January is dominated by a change in presidential administrations, which dials up the uncertainty. “When things are more uncertain, rates tend to be more … Read more